Personal Insurance
Protecting your lifestyle against personal events such as serious illness, injury, disability and premature death
Freedom to be by their side with Children’s Trauma Insurance
Parents – please resist the natural urge to avoid this article because you don’t want to think about the topic. The tool I share below could save you considerable stress if misfortune strikes your family. What would you do if your child suddenly and unexpectedly became seriously ill? If something happened to Sophie or Isaac [...]
Women: a great little reminder from a hot guy
And after you’ve finished checking your breasts check if you have protection from the financial consequences of a serious illness like breast cancer. The key tool is trauma insurance, which pays you a lump sum on diagnosis. You can use the lump sum to: Help fund out-of-pocket costs for medical treatment Give your partner time off [...]
When the best policy is actually necessary
In November we decided to replace our second car after the old one was sentenced to death row during a regular service. In researching new (small) cars I noticed that many of the modern popular features are not available in the base/lower versions of several models. You need to buy the higher version to get [...]
Four types of life insurance
Insurance is a tool to help protect your lifestyle and wealth creation if misfortune strikes. This article provides a brief overview of the four main types of personal risk insurance. Commonly these are referred to under the umbrella term of “life insurance” but they each serve distinct purposes. Think of each type as a different [...]
Tragedy strikes around 20 percent of working families
Many people overlook personal insurance thinking tragedy will never happen to them. Then a friend or family experiences tragedy and they get a wake-up call. The latest research released yesterday by Lifewise/NATSEM reveals that it can and probably will happen to you at some time during your working life. More than one in five families will be impacted by an insurable event in their working lives.
Life Saving Advice
These days many people survive a serious illness like cancer, heart attack and stroke. But the experience leaves many financially crippled. It shouldn’t and doesn’t need to be that way.
Thwack! Zero income. How long will you last?
The economic down turn and publicised retrenchments may have caused your mind to wonder “how will I cope if I lose my job?” Whether or not you are facing the potential of losing your job I recommend you seriously ask yourself “how long could I last on zero income?”
The value of TPD Insurance
When you’re fighting fit and rarely see a doctor it can be hard to imagine ever needing insurance. Watch this true story of David Blakeway, a middle-age professional who suddenly suffered an aneurism. David describes his surgery, time in hospital and how his Total & Permanent Disability (TPD) claim allowed him to ‘put his life [...]
Insurers never pay, right? Wrong!
Insurers are nasty and will do their absolute best to deny a claim so what’s the point of having insurance – right? Wrong! During the last financial year 98% of all Australian personal insurance claims were paid. And of the 2% that were initially rejected a further third were later paid as a result of [...]
She’ll be right mate – It won’t happen to me
According to research released by AXA yesterday “Australians are amongst the most carefree and optimistic nations in the world when it comes to life risks.” Optimism is a great thing but is our attitude based on fact or based on a desire to avoid thinking about that which makes us uncomfortable? The research suggests that [...]
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