By Matt Hern on February 19, 2010
Certified Financial Planner professional Matt Hern is quoted in this article published in The Examiner newspaper, February 18th, 2010.
Download and read the full article here.
Posted in Children's Education | Tagged children, family & education costs, media mentions
By Matt Hern on February 13, 2010
“Did I just read that right?” I thought as I put down my coffee and twice re-read this paragraph:
‘Consumers are still cautious about the debt they build up on credit cards. An analysis by card operator Mastercard shows that only 70.8 per cent of the total $46.9bn in credit card debt is accruing interest, which [...]
Posted in Managing Debt | Tagged credit cards, debt
By Matt Hern on February 13, 2010
There is such a myriad of ideas for how to manage you money it is very difficult to know where to start and what is appropriate for you.
In one of my regular interviews on Wake Up! WA we discussed money tips for young people, including students. IN the later half of the interview we also [...]
Posted in Saving | Tagged children, Managing your money, media mentions, video
By Matt Hern on January 29, 2010
Owning your own home is one major goal for many young Australians. But with property prices so high a first mortgage may appear out of reach. In this interview on Wake Up WA, Certified Financial Planner professional Matt Hern shares three strategies that first home buyers (especially young people) can use to save up to [...]
Posted in Property, Saving | Tagged home buyers, property, video
By Matt Hern on December 14, 2009
In the life planning step of my “Save For The Significant” process one of the common goals is a dream wedding.
Parents often list a goal of wanting to contribute to their children’s weddings. And independently minded young couples often want their dream wedding without the “suggestions” from their well-meaning parents – thus they want to [...]
Posted in Planning, Saving | Tagged cost of significant things
By Matt Hern on December 6, 2009
On Thursday I conducted a webinar in which I addressed the top three types of financial decisions that are on your mind, as submitted in the recent survey.
Almost all respondants said that they think about these things daily or a few times a week. That is a lot of time and energy consumed on money [...]
Posted in Featured, Growing, Planning, Saving | Tagged video
By Matt Hern on November 9, 2009
With two interest rate rises already under our belts more people are asking me if they should be fixing their rates. Read on to discover the pros and cons and if fixing your interest rates may be right for you.
Posted in Featured, Managing Debt | Tagged interest rates
By Matt Hern on November 5, 2009
Want to save more money? Then pay for financial advice. That is the one of the findings revealed in this latest research by KPMG/IFSA. Clients of financial planners on average save over $2,400 per year more.
Posted in Getting Advice, Saving | Tagged financial advice, ROI, Saving, value of financial advice
By Matt Hern on October 30, 2009
Whilst lots of fun the festive season actually can be one of the biggest creators of financial pain. With a little bit of prior financial planning it doesn’t need to be that way for you.
Posted in Saving | Tagged christmas saving, debt hangover
By Matt Hern on September 11, 2009
Have you ever thought you are not getting as far ahead financially as you think you should, but are not sure why? Then maybe one or more of these three behaviours may be the cause.
Posted in Behaviour, Featured, Growing, Saving | Tagged newsletter archive
By Matt Hern on July 1, 2009
Do you want to create wealth but your eyes glaze over with number talk?
Would you like ideas to manage your money in a way that doesn’t take much time and doesn’t require you to read the business news every day?
Do you like the idea of outsourcing to a professional but are not sure how?
If so, [...]
Posted in Growing, Planning, Saving | Tagged free stuff, infopreneurs, investment, Managing your money
By Matt Hern on November 15, 2007
Have recent rises in interest rates left you feeling the strain of meeting mortgage repayments? Or perhaps are you concerned that if interest rates go much higher you will be under financial stress? If so, this interview is perfect for you.
This morning I interviewed expert Mortgage Professional, Damian Day of Ardent Finance to uncover some [...]
Posted in Managing Debt, More Tips | Tagged audio, cashflow control, debt
By Matt Hern on November 8, 2007
Wow, the Christmas decorations are up and about in the shopping centres and even through Perth city centre. Christmas is a terrific fun time, but historically it also is a time where we not only eat and party to excess but we seem to spend to excess. Eating to excess leaves us feeling terrible and [...]
Posted in Saving | Tagged cashflow control, christmas saving, debt, debt hangover, video
By Matt Hern on October 12, 2007
Being a parent is one of the greatest gifts I have received in my life. But over the past two years I have also noticed the increase in our spending, and we have not yet even hit school or the teenage years. I know from working on education plans for my advice clients how much [...]
Posted in Children's Education | Tagged children, cost of significant things, family & education costs, tools
By Matt Hern on September 26, 2006
Research suggests that the cost of raising children can be about a quarter of a million dollars per child over their lifetime. When you add private school fees to the mix (and every associated expense), you can probably increase that by another 50% or more. So it is a wise idea to plan ahead and incorporate future education expenses in your wealth creation plans right from the day the “c” word enters your relationship conversations.
Posted in Children's Education | Tagged children, family & education costs