How to easily save 5% on your groceries
Groceries are one of the largest costs in most people’s budget, costing around 17 percent of average household spending. Did you know you could easily and legitimately save five percent on your groceries without changing your shopping habits? That would be over $500 per year for the average family. Both of the two large supermarket chains in Australia provide means to purchase their gift cards at a five percent discount to the card value. In this article I share two ways to get those discounted cards.
Save your Easter eggs for success
In a study conducted at Stanford University children were left in a room, each with a marshmallow, and given a choice of eating it then or fifteen minutes later, when they were promised a marshmallow as an extra reward for waiting. Imagine you are your five year old self – what would you do in [...]
Kids, they might be cute but they are costly
Certified Financial Planner professional Matt Hern is quoted in this article published in The Examiner newspaper, February 18th, 2010. Download and read the full article here.
Seventy percent of credit card debt accrues interest
“Did I just read that right?” I thought as I put down my coffee and twice re-read this paragraph: ‘Consumers are still cautious about the debt they build up on credit cards. An analysis by card operator Mastercard shows that only 70.8 per cent of the total $46.9bn in credit card debt is accruing interest, [...]
Wealth Insights for Young People
There is such a myriad of ideas for how to manage you money it is very difficult to know where to start and what is appropriate for you. In one of my regular interviews on Wake Up! WA we discussed money tips for young people, including students. IN the later half of the interview we [...]
How To Save Up To Buy Your First Home
Owning your own home is one major goal for many young Australians. But with property prices so high a first mortgage may appear out of reach. In this interview on Wake Up WA, Certified Financial Planner professional Matt Hern shares three strategies that first home buyers (especially young people) can use to save up to [...]
Not So Average Wedding Cost
In the life planning step of my “Save For The Significant” process one of the common goals is a dream wedding. Parents often list a goal of wanting to contribute to their children’s weddings. And independently minded young couples often want their dream wedding without the “suggestions” from their well-meaning parents – thus they want [...]
Solving The Financial Decisions On Your Mind
On Thursday I conducted a webinar in which I addressed the top three types of financial decisions that are on your mind, as submitted in the recent survey. Almost all respondants said that they think about these things daily or a few times a week. That is a lot of time and energy consumed on [...]
To Fix Interest Rates or Not?
With two interest rate rises already under our belts more people are asking me if they should be fixing their rates. Read on to discover the pros and cons and if fixing your interest rates may be right for you.
Latest Research: You Save More by Paying For Financial Advice
Want to save more money? Then pay for financial advice. That is the one of the findings revealed in this latest research by KPMG/IFSA. Clients of financial planners on average save over $2,400 per year more.
Avoid the Christmas and New Year Debt Hangover
Whilst lots of fun the festive season actually can be one of the biggest creators of financial pain. With a little bit of prior financial planning it doesn’t need to be that way for you.
The Three Fatal Financial Behaviours
Have you ever thought you are not getting as far ahead financially as you think you should, but are not sure why? Then maybe one or more of these three behaviours may be the cause.
More Money To Pursue Your Passions
Do you want to create wealth but your eyes glaze over with number talk? Would you like ideas to manage your money in a way that doesn’t take much time and doesn’t require you to read the business news every day? Do you like the idea of outsourcing to a professional but are not sure [...]
3 tips to manage your mortgage stress
Have recent rises in interest rates left you feeling the strain of meeting mortgage repayments? Or perhaps are you concerned that if interest rates go much higher you will be under financial stress? If so, this interview is perfect for you. This morning I interviewed expert Mortgage Professional, Damian Day of Ardent Finance to uncover [...]
‘Tis the season to be…broke??
Wow, the Christmas decorations are up and about in the shopping centres and even through Perth city centre. Christmas is a terrific fun time, but historically it also is a time where we not only eat and party to excess but we seem to spend to excess. Eating to excess leaves us feeling terrible and [...]
Twitter
Youtube
LinkedIn
Matt Hern Financial Planning
RSS
Facebook
Digg