Wealth Insights for Young People
There is such a myriad of ideas for how to manage you money it is very difficult to know where to start and what is appropriate for you. In one of my regular interviews on Wake Up! WA we discussed money tips for young people, including students. IN the later half of the interview we [...]
How To Save Up To Buy Your First Home
Owning your own home is one major goal for many young Australians. But with property prices so high a first mortgage may appear out of reach. In this interview on Wake Up WA, Certified Financial Planner professional Matt Hern shares three strategies that first home buyers (especially young people) can use to save up to [...]
Not So Average Wedding Cost
In the life planning step of my “Save For The Significant” process one of the common goals is a dream wedding. Parents often list a goal of wanting to contribute to their children’s weddings. And independently minded young couples often want their dream wedding without the “suggestions” from their well-meaning parents – thus they want [...]
Solving The Financial Decisions On Your Mind
On Thursday I conducted a webinar in which I addressed the top three types of financial decisions that are on your mind, as submitted in the recent survey. Almost all respondants said that they think about these things daily or a few times a week. That is a lot of time and energy consumed on [...]
To Fix Interest Rates or Not?
With two interest rate rises already under our belts more people are asking me if they should be fixing their rates. Read on to discover the pros and cons and if fixing your interest rates may be right for you.
Latest Research: You Save More by Paying For Financial Advice
Want to save more money? Then pay for financial advice. That is the one of the findings revealed in this latest research by KPMG/IFSA. Clients of financial planners on average save over $2,400 per year more.
Avoid the Christmas and New Year Debt Hangover
Whilst lots of fun the festive season actually can be one of the biggest creators of financial pain. With a little bit of prior financial planning it doesn’t need to be that way for you.
The Three Fatal Financial Behaviours
Have you ever thought you are not getting as far ahead financially as you think you should, but are not sure why? Then maybe one or more of these three behaviours may be the cause.
More Money To Pursue Your Passions
Do you want to create wealth but your eyes glaze over with number talk? Would you like ideas to manage your money in a way that doesn’t take much time and doesn’t require you to read the business news every day? Do you like the idea of outsourcing to a professional but are not sure [...]
3 tips to manage your mortgage stress
Have recent rises in interest rates left you feeling the strain of meeting mortgage repayments? Or perhaps are you concerned that if interest rates go much higher you will be under financial stress? If so, this interview is perfect for you. This morning I interviewed expert Mortgage Professional, Damian Day of Ardent Finance to uncover [...]
‘Tis the season to be…broke??
Wow, the Christmas decorations are up and about in the shopping centres and even through Perth city centre. Christmas is a terrific fun time, but historically it also is a time where we not only eat and party to excess but we seem to spend to excess. Eating to excess leaves us feeling terrible and [...]
Calculating the costs of your children’s education
Being a parent is one of the greatest gifts I have received in my life. But over the past two years I have also noticed the increase in our spending, and we have not yet even hit school or the teenage years. I know from working on education plans for my advice clients how much [...]
Would you like a cheap holiday?
Achieving your lifestyle dreams is about getting the most lifestyle from your current money as well as about creating wealth. If you’re like me and most other people I meet then you like the idea of luxurious holidays. And the prospect of not paying full price is a bonus attraction. Add to that an offer [...]
Saving for your children’s education
Research suggests that the cost of raising children can be about a quarter of a million dollars per child over their lifetime. When you add private school fees to the mix (and every associated expense), you can probably increase that by another 50% or more. So it is a wise idea to plan ahead and incorporate future education expenses in your wealth creation plans right from the day the “c” word enters your relationship conversations.
Six tips for choosing the best home loan
To help you choose appropriate finance products I interviewed one of Perth’s top mortgage brokers, Damian Day of Ardent Mortgage Services, and asked him to share his top tips.
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