By Matt Hern on March 3, 2010
When a lawyer drafts your Will for you it is common that they will store the original and you receive a copy. One downside of that is keeping track of the lawyer’s current contact details. (I haven’t heard from the lawyer who drafted our Wills 5 years ago.)
The Public Trustee in Western Australia provide a [...]
Posted in Wills | Tagged estate planning, will
By Matt Hern on March 3, 2010
Many people overlook personal insurance thinking tragedy will never happen to them. Then a friend or family experiences tragedy and they get a wake-up call. The latest research released yesterday by Lifewise/NATSEM reveals that it can and probably will happen to you at some time during your working life. More than one in five families will be impacted by an insurable event in their working lives.
Posted in Protecting | Tagged income protection insurance, life insurance, Protecting, safety nets, total and permanent disability insurance
By Matt Hern on February 10, 2010
Private health insurance is one of the valuable tools that you can use as part of your lifestyle safety net.
One of the big benefits is access to a private hospital and avoidance of lengthy public waiting lists if you ever need surgery. (Of course deep pockets also gives you such access.)
The private health system in [...]
Posted in Protecting | Tagged safety nets
By Matt Hern on December 7, 2009
Are you are goal setter? Do you like to be purposeful about the way you live, experience and achieve?
If so, then this e-book is brimming with ideas to help you kick start the new decade.
My article, “How To Have Enough Money For What You Want” is on page 17.
Most things in life require money to [...]
Posted in Featured, Planning
By Matt Hern on December 6, 2009
On Thursday I conducted a webinar in which I addressed the top three types of financial decisions that are on your mind, as submitted in the recent survey.
Almost all respondants said that they think about these things daily or a few times a week. That is a lot of time and energy consumed on money [...]
Posted in Featured, Growing, Planning, Saving | Tagged video
By Matt Hern on November 9, 2009
With two interest rate rises already under our belts more people are asking me if they should be fixing their rates. Read on to discover the pros and cons and if fixing your interest rates may be right for you.
Posted in Featured, Managing Debt | Tagged interest rates
By Matt Hern on October 2, 2009
These days many people survive a serious illness like cancer, heart attack and stroke. But the experience leaves many financially crippled. It shouldn’t and doesn’t need to be that way.
Posted in Protecting | Tagged Protecting, trauma insurance
By Matt Hern on September 11, 2009
Have you ever thought you are not getting as far ahead financially as you think you should, but are not sure why? Then maybe one or more of these three behaviours may be the cause.
Posted in Behaviour, Featured, Growing, Saving | Tagged newsletter archive
By Matt Hern on July 24, 2009
Today is Stress Down Day, to raise funds for Lifeline. As part of their promotion of Stress Down Day Lifeline conducted a Newspoll to discover what was stressing Australians.
The Newspoll found that two thirds of Australians are stressed about money, second only to being stressed about work. Does that include you?
The Lifeline poll reminded me [...]
Posted in Behaviour, Featured, Planning | Tagged cashflow control, financial advice, newsletter archive, tools
By Matt Hern on June 11, 2009
The economic down turn and publicised retrenchments may have caused your mind to wonder “how will I cope if I lose my job?” Whether or not you are facing the potential of losing your job I recommend you seriously ask yourself “how long could I last on zero income?”
Posted in Protecting | Tagged newsletter archive, Protecting, redundancy advice, safety nets
By Matt Hern on May 7, 2009
I wonder…if together we all declared “I’ve had enough! The downturn is over. From now the economy and markets are growing;” could we create a self-fulfilling prophecy?
Yes? You think we could?
Great, then join me now in making the declaration and spread the word to your friends, family and everyone you know. Blog it, tweet it [...]
Posted in More Tips | Tagged Global financial crisis, wealth mindset
By Matt Hern on April 28, 2009
“Even if nothing happened in the financial markets that day there would still be a 60 page edition of The Australian Financial Review published the next day.” That was the view shared by one of my first lecturers in financial planning back in 2000. (I wish I could remember which lecturer so I could give [...]
Posted in More Tips | Tagged financial media, Global financial crisis, humour, video
By Matt Hern on April 24, 2009
If you received a payment from the Government’s Economic Stimulus Package that you consider partly or fully to be surplus to your immediate needs then consider using it to support someone really needy. Check out Donate It Forward, which is being held in conjunction with Pay It Forward Day.
The aim is to donate $50 of [...]
Posted in Philanthropy | Tagged Global financial crisis, philanthropy
By Matt Hern on April 7, 2009
At some time during the recent bear market did you sell most or all your investments to cash? Or maybe have you been holding out on your regular investment plan because you haven’t felt comfortable? Watch the video below for some insights into how to decide when to start investing again.
Posted in Featured, Growing | Tagged behavioural finance, Global financial crisis, investment, market timing, video
By Matt Hern on April 2, 2009
With all the kerfuffle by politicians over the remuneration of company executives I found it interesting to read this list of the ten best paid national leaders. Originally compiled by The Times and then re-crunched by The Australian to show their payper capita. (If the link does not work you may also read the article [...]
Posted in More Tips | Tagged Global financial crisis, humour
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