Latest Articles

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Protect your personal brand with your own domain name

Protect your personal brand with your own domain name

Building your personal brand is essential to earning more whether you’re an employee or self-employed. If you haven’t heard that already then you will when you explore career and professional development, and I will be writing more articles about it too. (Check out “Crush It! Why now is the time to cash in on your [...]

Why now is the time to cash in on your passion

Why now is the time to cash in on your passion

If you would love to be pursuing and profiting from your passion then I am excited to be sharing this book with you. I’ve just finished reading Crush It! by Gary Vaynercuk.
Gary Vaynerchuk passionately believes that now is the time to be cashing in on your passion, and I wholeheartedly agree with him. In Crush [...]

Comparison of business structures

When you decide to establish a business it is first essential that you choose to operate within the appropriate business structure. Should you choose a company, discretionary trust (family trust), unit trust or a combination?
The answer will have a significant impact on the tax you pay and the protection of your assets.
For an overview of the two [...]

Store your Will safely in the Will Bank

When a lawyer drafts your Will for you it is common that they will store the original and you receive a copy.  One downside of that is keeping track of the lawyer’s current contact details. (I haven’t heard from the lawyer who drafted our Wills 5 years ago.)
The Public Trustee in Western Australia provide a [...]

Tragedy strikes around 20 percent of working families

Tragedy strikes around 20 percent of working families

Many people overlook personal insurance thinking tragedy will never happen to them. Then a friend or family experiences tragedy and they get a wake-up call. The latest research released yesterday by Lifewise/NATSEM reveals that it can and probably will happen to you at some time during your working life. More than one in five families will be impacted by an insurable event in their working lives.

The must read book for aspiring entrepreneurs

The must read book for aspiring entrepreneurs

Over half the people I speak to professionally list “self-employment” as one of their life goals. If you too dream of going out on your own or starting a business then I strongly recommend that you read “The E-myth Revisited” by Michal E. Gerber before you quit your job. Preferably you need to read The E-myth before you succumb to what Gerber calls ‘the Entrepreneurial Seizure’. Read my full review of this essential book.

Average duration of Australian bull and bear markets

Average duration of Australian bull and bear markets

Zurich have published this graph showing the average duration of Australian bull and bear markets from 1970 to December 2009. The index used is the ASX200. Download the graph here.
Average Australian Bull Market
Average Bull Market Duration: 38 months
Average Annual Bull Market Return: 30.8%

Average Australian Bear Market
Average Bear Market Duration: 15 months
Average Annual Bear Market Loss: -31.1%
Interesting, but don’t put [...]

Kids, they might be cute but they are costly

Kids, they might be cute but they are costly

Certified Financial Planner professional Matt Hern is quoted in this article published in The Examiner newspaper, February 18th, 2010.
Download and read the full article here.

Identifying your passionate career

Identifying your passionate career

I am often asked by clients and seminar attendees how I changed careers and how I found my passion for financial education and planning. In this article I share some of my story and recommend two resources for identifying your passion.

Seventy percent of credit card debt accrues interest

Seventy percent of credit card debt accrues interest

“Did I just read that right?” I thought as I put down my coffee and twice re-read this paragraph:
‘Consumers are still cautious about the debt they build up on credit cards. An analysis by card operator Mastercard shows that only 70.8 per cent of the total $46.9bn in credit card debt is accruing interest, which [...]