credit cards
Are credit card surcharges worth the points?
When a retailer charges a surcharge for paying with your credit card do you pause and instead pay using EFTPOS (from your savings account)? Or do you say “that’s ok” and perhaps think “I want the points”? In this month’s Mens Health magazine (May issue) I’m quoted in an article on how to make good [...]
Cash in your frequent flyer award points
In September 2001 I lost over 100,000 frequent flyer points when Ansett Australia collapsed. I had been accumulating reward points with the intent of funding an overseas flight. To that end I’d even paid for a domestic flight rather than use some of my points. What a waste! Back then it was a common complaint [...]
Seventy percent of credit card debt accrues interest
“Did I just read that right?” I thought as I put down my coffee and twice re-read this paragraph: ‘Consumers are still cautious about the debt they build up on credit cards. An analysis by card operator Mastercard shows that only 70.8 per cent of the total $46.9bn in credit card debt is accruing interest, [...]
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