• Home
  • Contact
  • About the Author
    • Financial Planning Website
    • Copyright and Republication Guidelines
    • Legal Notes
    • Privacy Policy
  • Featured
    • Free Book
    • Recommended Books
    • Money Guide TV
    • Financial Planning Week 2011 – Free resources
  • Quick Reference Guides
    • Individual Tax Rates
    • First Home Saver Accounts
    • Retirement planning calculators
    • Life insurance calculators
    • General insurance calculators
    • Resources for D.I.Y. Enthusiasts
  • Latest Money Tips
  • Article Archive
The Money Guide
Money tips to make your decisions clearer and easier
  • Planning
    • Behaviour
  • Earning
    • Profitable Passions & Careers
    • Retrenchment
    • Self-employment (Business)
  • Saving
    • Budgeting and Cash flow
    • Children’s Education
    • Managing Debt
  • Growing
    • Economics
    • Gearing
    • Managed funds
    • Property
    • Share market
    • Superannuation
  • Protecting
    • Fraud prevention
    • General Insurance
    • Personal Insurance
    • Powers of Attorney
  • Passing It On
    • On Death
      • Wills
    • Philanthropy
  • Getting Advice
Browse: Home / Saving

Saving

How to easily save 5% on your groceries

How to easily save 5% on your groceries

By Matt Hern on August 19, 2010

Groceries are one of the largest costs in most people’s budget, costing around 17 percent of average household spending. Did you know you could easily and legitimately save five percent on your groceries without changing your shopping habits? That would be over $500 per year for the average family. Both of the two large supermarket chains in Australia provide means to purchase their gift cards at a five percent discount to the card value. In this article I share two ways to get those discounted cards.

Posted in Saving | Tagged Saving | 1 Response

Save your Easter eggs for success

Save your Easter eggs for success

By Matt Hern on April 7, 2010

In a study conducted at Stanford University children were left in a room, each with a marshmallow, and given a choice of eating it then or fifteen minutes later, when they were promised a marshmallow as an extra reward for waiting. Imagine you are your five year old self – what would you do in [...]

Posted in Saving | Tagged newsletter sample, Saving | 2 Responses

Latest Research: You Save More by Paying For Financial Advice

By Matt Hern on November 5, 2009

Want to save more money? Then pay for financial advice. That is the one of the findings revealed in this latest research by KPMG/IFSA. Clients of financial planners on average save over $2,400 per year more.

Posted in Getting Advice, Saving | Tagged financial advice, ROI, Saving, value of financial advice | Leave a response

General Information Only

Please seek personal advice before acting. Read the full legal note
Follow @matthern

Search and Find

What money matter is on your mind right now?
Loading

Stay Informed

Stay informed with your finger on the pulse - get the latest insights by e-mail

Enter your email address:
(Delivered by Google's FeedBurner)

Or  Subscribe in a feed reader

Your privacy is protected. Privacy Policy.

The lazy way to save...
  • Recommended Reading
  • Latest
  • Better Budgeting
  • Four types of life insurance
  • How I made a 5000% return in 1 month
  • How much you should spend on your next house
  • How To Have Enough Money For What You Want
  • How to make smart financial choices
  • How to reduce your tax
  • Job change checklist
  • Protect yourself from identity theft
  • Should you fix your loan interest rates or not?
  • Sell your old mobile phone and gadgets
  • Cash in your frequent flyer award points
  • Retirement lifestyle costs quick estimator
  • Buying a house with friends or family
  • Women: a great little reminder from a hot guy
  • How compound interest works
  • National Identity Fraud Awareness Week
  • Tunnel vision cost $5,000 a year
  • What to do if massive world change is coming
  • Why are only 5% of Aussies millionaires?

Join the Conversation

  • suzie on Not So Average Wedding Cost
  • Matt Hern on Sell your old mobile phone and gadgets
  • Ann Rolfe on Sell your old mobile phone and gadgets
  • Anna on Not So Average Wedding Cost
  • Budget Lockdown | A Better Life on Better budgeting
  • Matt Hern on Cash in your frequent flyer award points
  • ND on Cash in your frequent flyer award points
  • Cash in your frequent flyer award points on Protect yourself from identity theft
  • christina on Not So Average Wedding Cost
  • How to easily save 5% on your groceries on Protect yourself from identity theft

Nice Things Clients Say


www.Money-Guide.com.au brought to you by Matt Hern CFP.
Corporate Website: www.MattHern.com.au, Phone: 08 9467 7320, Fax: 08 9463 7848

General Advice Only: Please note that the information and resources on and accessed from this site are general information only and not personal advice. It has been prepared without considering your objectives, financial situation or needs. Matt Hern is an Authorised Representative of Sentry Financial Services Pty Ltd (AFSL 286786). Read the full legal note here

Copyright © 2005-2012 Matt Hern CFP and The Money Guide. Republication Guidelines

Powered by WordPress and Hybrid.

CFP® and CERTIFIED FINANCIAL PLANNER™ are marks owned outside the U.S. by Financial Planning Standards Board Ltd and used by the FPA in Australia under licence.


Twitter Twitter 
Youtube Youtube Matt Hern Financial Planning Matt Hern Financial Planning 
RSS RSS 
Facebook Facebook 
Digg Digg GooglePlus GooglePlus
grab this