• Home
  • Contact
  • About the Author
    • Financial Planning Website
    • Copyright and Republication Guidelines
    • Legal Notes
    • Privacy Policy
  • Featured
    • Free Book
    • Recommended Books
    • Money Guide TV
    • Financial Planning Week 2011 – Free resources
  • Quick Reference Guides
    • Individual Tax Rates
    • First Home Saver Accounts
    • Retirement planning calculators
    • Life insurance calculators
    • General insurance calculators
    • Resources for D.I.Y. Enthusiasts
  • Latest Money Tips
  • Article Archive
The Money Guide
Money tips to make your decisions clearer and easier
  • Planning
    • Behaviour
  • Earning
    • Profitable Passions & Careers
    • Retrenchment
    • Self-employment (Business)
  • Saving
    • Budgeting and Cash flow
    • Children’s Education
    • Managing Debt
  • Growing
    • Economics
    • Gearing
    • Managed funds
    • Property
    • Share market
    • Superannuation
  • Protecting
    • Fraud prevention
    • General Insurance
    • Personal Insurance
    • Powers of Attorney
  • Passing It On
    • On Death
      • Wills
    • Philanthropy
  • Getting Advice
Browse: Home / total and permanent disability insurance

total and permanent disability insurance

Many Australians have some Total and Permanent Disability (TPD) insurance within their employer superannuation accounts but for most people it is grossly inadequate.

Job change checklist

By Matt Hern on May 16, 2011

Changing jobs is often an exciting time of life. It can also be a busy time. Following is a checklist of important items to promptly address to ensure you keep your financial well-being on track.

Posted in Earning | Tagged group salary continuance, Guides, income protection insurance, life insurance, newsletter sample, superannuation, total and permanent disability insurance | 2 Responses

When the best policy is actually necessary

By Matt Hern on December 31, 2010

In November we decided to replace our second car after the old one was sentenced to death row during a regular service. In researching new (small) cars I noticed that many of the modern popular features are not available in the base/lower versions of several models. You need to buy the higher version to get [...]

Posted in Personal Insurance | Tagged income protection insurance, insurance policy selection, total and permanent disability insurance, trauma insurance | Leave a response

Four types of life insurance

Four types of life insurance

By Matt Hern on July 27, 2010

Insurance is a tool to help protect your lifestyle and wealth creation if misfortune strikes. This article provides a brief overview of the four main types of personal risk insurance. Commonly these are referred to under the umbrella term of “life insurance” but they each serve distinct purposes. Think of each type as a different [...]

Posted in Personal Insurance | Tagged income protection insurance, life insurance, total and permanent disability insurance, trauma insurance | Leave a response

Tragedy strikes around 20 percent of working families

Tragedy strikes around 20 percent of working families

By Matt Hern on March 3, 2010

Many people overlook personal insurance thinking tragedy will never happen to them. Then a friend or family experiences tragedy and they get a wake-up call. The latest research released yesterday by Lifewise/NATSEM reveals that it can and probably will happen to you at some time during your working life. More than one in five families will be impacted by an insurable event in their working lives.

Posted in Personal Insurance | Tagged income protection insurance, life insurance, safety nets, total and permanent disability insurance | Leave a response

General Information Only

Please seek personal advice before acting. Read the full legal note
Follow @matthern

Search and Find

What money matter is on your mind right now?
Loading

Stay Informed

Stay informed with your finger on the pulse - get the latest insights by e-mail

Enter your email address:
(Delivered by Google's FeedBurner)

Or  Subscribe in a feed reader

Your privacy is protected. Privacy Policy.

  • Recommended Reading
  • Latest
  • Better Budgeting
  • Four types of life insurance
  • How I made a 5000% return in 1 month
  • How much you should spend on your next house
  • How To Have Enough Money For What You Want
  • How to make smart financial choices
  • How to reduce your tax
  • Job change checklist
  • Protect yourself from identity theft
  • Should you fix your loan interest rates or not?
  • Sell your old mobile phone and gadgets
  • Cash in your frequent flyer award points
  • Retirement lifestyle costs quick estimator
  • Buying a house with friends or family
  • Women: a great little reminder from a hot guy
  • How compound interest works
  • National Identity Fraud Awareness Week
  • Tunnel vision cost $5,000 a year
  • What to do if massive world change is coming
  • Why are only 5% of Aussies millionaires?

Join the Conversation

  • suzie on Not So Average Wedding Cost
  • Matt Hern on Sell your old mobile phone and gadgets
  • Ann Rolfe on Sell your old mobile phone and gadgets
  • Anna on Not So Average Wedding Cost
  • Budget Lockdown | A Better Life on Better budgeting
  • Matt Hern on Cash in your frequent flyer award points
  • ND on Cash in your frequent flyer award points
  • Cash in your frequent flyer award points on Protect yourself from identity theft
  • christina on Not So Average Wedding Cost
  • How to easily save 5% on your groceries on Protect yourself from identity theft

Nice Things Clients Say


www.Money-Guide.com.au brought to you by Matt Hern CFP.
Corporate Website: www.MattHern.com.au, Phone: 08 9467 7320, Fax: 08 9463 7848

General Advice Only: Please note that the information and resources on and accessed from this site are general information only and not personal advice. It has been prepared without considering your objectives, financial situation or needs. Matt Hern is an Authorised Representative of Sentry Financial Services Pty Ltd (AFSL 286786). Read the full legal note here

Copyright © 2005-2012 Matt Hern CFP and The Money Guide. Republication Guidelines

Powered by WordPress and Hybrid.

CFP® and CERTIFIED FINANCIAL PLANNER™ are marks owned outside the U.S. by Financial Planning Standards Board Ltd and used by the FPA in Australia under licence.


Twitter Twitter 
Youtube Youtube Matt Hern Financial Planning Matt Hern Financial Planning 
RSS RSS 
Facebook Facebook 
Digg Digg GooglePlus GooglePlus
grab this